First Home Buyers

First Home Buyers

If you’re purchasing a home for the first time, you may be able to claim the First Home Buyers Grant or possibly claim a concession on your stamp duty. The good news is, we can assist you with this process and determine if you are eligible.

If you are a first home buyer with little or no deposit, we can recommend and inform you of your options. For example:

  • A member from your immediate family can provide you with a non-refundable gift
  • An immediate family member can invest in a term deposit, and the lender will use the funds as a guarantee for your loan. This will allow your family member to earn interest from their invested funds.
  • A member from your immediate family can provide their property to be used as a guarantee for your loan. The lender will typically require them to seek legal advice, so they are aware of their legal obligations before entering into the guarantor arrangement.

“Knowing Malcolm for some years and his experience in the financial sector we decided to engage him to review our existing commercial facilities. He was always prompt, professional and followed through on agenda items. Malcolm exceeded our expectations and we were very pleased with the outcome.”


~Jack & Janette Goldberg
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